In the field of banking, in recent years have proliferated exponentially claims to banking institutions, in OBN have lawyers specializing in banking law, who advise both individuals and financial institutions in any judicial or extrajudicial claim related to financial products, structured and complex financial derivatives such as:
In the field of Civil Liability, we are specialized in matters such as:
Claims for floor clauses inserted in mortgage-backed loans.
Claims for abusive clauses (interest on arrears, expenses, early maturity clauses, etc.) included in mortgage-backed loans.
Claims for financial products such as swaps, bonds, preferred stock, etc.
Claims derived from credit and debit card contracts with abusive interest.
Abusive practices carried out by financial institutions, by entities dedicated to the management of securities portfolios, etc.
Companies often give electronic devices to their employees for the performance of their duties, such as mobile phones and computers. In these cases, two elements collide: the employer's right to take surveillance and control measures and the fundamental rights of employees such as privacy, protection of personal data and secrecy of communications.
From 2025 you could be exempt from paying VAT for the self-employed and SMEs with a turnover of less than 85,000 euros per year. In this article we tell you how it works and what new features will apply from 2025.
Cryptocurrencies are evolving at great speed and in order to have greater control over this type of asset and avoid tax fraud, last July three new information forms relating to transactions with virtual currencies were approved. These forms will have to be used for returns to be filed in 2024.